Tools, not advice

Decision support, not a black box.

Mona helps you organize research, run the math, and track what happens next.

Hypothetical illustration. Full calculator shows all assumptions.

The Mona Workflow

Real estate investing is 10% finding deals and 90% validating assumptions.

You find a property. Mona helps you organize the listing data, tax records, and zoning info into one decision view.

You input your assumptions (rent, repairs, vacancy). Mona runs the formulas and flags missing inputs or risky numbers.

If you buy it, you log the actuals. Mona compares your prediction to reality so you get smarter for the next deal.

Sample Scenario

Inputs: $325k Purchase • 25% Down • 7.1% Rate

RentalLong-term

Est. Cash Flow

$214/mo

Cap Rate

5.8%

DSCR

1.18

Year 1 ROI

8.2%

Sources: Public Tax Record (2024), User Inputs|Confidence: Medium (Estimated Expenses)

Note: Insurance estimate is based on state average. Actual quote needed.

Disclaimer: This example uses invented numbers for illustration only. It is not based on a real property. Do not use this as investment advice.

We believe in "provenance." Every number in Mona has a source, whether it's a public record, a user input, or a calculated field.

1
Public Records
Tax history, last sale price, and zoning info from county assessors.
2
User Inputs
Rent estimates, renovation budgets, and specific financing terms you provide.
3
Calculations
Standard industry formulas (Cap Rate, DSCR, IRR) applied to the inputs above.

Data Limitations

Mona cannot verify the physical condition of a property or predict future market shifts.

Stale Data: Tax records can be 12+ months old.

Estimates: Rent estimates are just that—estimates. They do not guarantee lease rates.